Michael Leo Shea is a retirement plan consultant and wealth advisor who helps business owners, physicians, and executives make confident decisions across retirement plan design, investments, and tax-aware financial planning. He specializes in aligning a client’s corporate plan strategy with their personal wealth plan—so the retirement plan becomes a true driver of outcomes, not just an annual requirement.
Michael’s background in commercial lending and business finance gives him a practical, operator-minded perspective. He understands cash flow, credit, working capital, and the real-world tradeoffs entrepreneurs face—insight that helps clients evaluate decisions with clarity, especially during growth phases, liquidity events, and major business transitions.
At WealthPlan, Michael supports clients with 401(k) and Profit Sharing plan strategy, Cash Balance Plans, fiduciary process, investment oversight, and integrated planning that connects business goals to household balance sheets. His work is grounded in disciplined analysis, clear communication, and a process designed to reduce complexity while improving decision quality.
Michael is based in Northern California and works with clients locally and nationwide.